Track Every
Dollar.
Zero Effort.
Artha reads your bank SMS automatically, captures expenses by voice, and keeps your budget on track — all without manual data entry.
Enable SMS Auto-Capture
Log transactions automatically
Total Balance
₱83,468
Spent
₱10,939
60% of budget
Remaining
₱7,061
On track
Category Budgets
BDO ₱1,240 — Swiggy
Food 82% used
Features
Everything your budget needs.
Nothing you don't.
SMS Auto-Parsing
Artha reads bank transaction SMS messages and automatically extracts the amount, merchant, and category. Works with all major banks including BDO, BPI, UnionBank, Metrobank, and more.
On-device AI · PrivateVoice Entry
Just say "spent 350 on lunch" and Artha logs it instantly. Natural language processing understands amounts, merchants, and categories without structured commands.
Hands-freeSmart Budget Alerts
Set monthly limits per category. Get notified at 75% so you can course-correct before overspending — not after. Alerts work even in silent mode.
Proactive alertsInsights & Reports
Monthly trend charts, category breakdowns, and spending velocity all in one place. Understand your financial habits with clean, readable visuals.
Monthly reportsPrivacy First
Your data never leaves
your phone.
Artha is built offline-first. Every transaction, budget, and SMS is processed entirely on your device. No cloud. No server. No exposure.
No Internet Required
Artha works fully offline. Your transactions are stored locally — no Wi-Fi needed to log, view, or report.
Data Stays on Device
Nothing is uploaded. No cloud backup, no sync server, no third-party analytics touching your financial data.
SMS Read-Only Access
Artha reads SMS to extract transactions. It cannot send messages, modify them, or access any other app.
Zero Tracking
No user accounts. No advertising IDs. No behavioural tracking. Your spending habits are yours alone.
Smart SMS Parsing
Your bank already
texts you everything.
Artha reads your transaction SMS messages and extracts amount, merchant, and category — automatically. No manual entry, no data entry fatigue.
PHP 1,240.00 debited from a/c XX1234 on 19-Apr-26. Txn ID: UPI/Swiggy/123456
PHP 50,000.00 credited to a/c XX5678 on 19-Apr-26. Ref: NEFT/SALARY/APR26
PHP 800.00 debited from a/c XX9012 on 18-Apr-26. Txn: PETROL/SHELL/NAGAR
How it works
Up and running in 60 seconds.
Install & Grant SMS
Download Artha free from Google Play. Grant SMS read permission — messages are parsed on-device and never transmitted.
Watch it Work
Artha instantly reads your existing bank SMS and populates your transaction history. No imports, no CSV files.
Set Budgets & Relax
Configure category limits. Artha handles the rest — alerting you when needed, giving you peace of mind always.
Budget & Reports
Know where your money goes
before it's gone.
Set category budgets, get alerts before you overspend, and review monthly insights that actually make sense.
Over budget by ₱900
Start tracking today.
It's free.
Join thousands who have taken control of their finances with Artha. No credit card. No subscription. Just clarity.
Android 8.0+ required · Free to download · No account needed